Better Qualified

Business & Consumer Credit Experts

Consumer & Business Credit Repair Services

Take control of your credit and start your path to financial success today.

How Better Qualified Works

At Better Qualified, we start with a free credit consultation to evaluate your unique situation and identify the items negatively impacting your score. Our team then works directly with credit bureaus and creditors to challenge inaccurate, outdated, or unverifiable information—helping you rebuild and strengthen your credit over time. With personalized strategies and ongoing support, we guide you every step of the way toward better financial health.

Know Your Credit

Get your latest credit report and scores from all three credit bureaus to see what negative items are hurting your score

Join and pick a plan

Based on your credit situation, select a plan that suits and meets your financial needs

Await your results

Relax and let us do the job you've hired us to do--get you results. If we cannot get you positive results, we'll refund your money back!

How does Better Qualified help fix my credit?

Over the last 20 years, we have learned a lot about the credit repair process and those lessons have us fine-tuned and developed a proprietary 6-month intensive program that have proven to be quite effective, yielding incredible results, regardless of your credit situation.

Our Process Includes

Identify potential errors, inaccuracies, and outdated information on your credit report that may be unfairly lowering your score.
Dispute inaccurate or unfair reporting or inquiries on your accounts
Intervene and correspond with the credit bureaus, creditors, financial institutions, lien holders, government agencies, etc.
If required, engage with you on other interventions, including debt settlement, cease and desist orders, etc.

Identify

The first step in the credit repair process is to identify errors, inaccuracies, and misreported information that could be negatively impacting your credit score. Credit reports often contain outdated accounts, duplicate listings, or incorrect negative marks that lower your score unfairly. By carefully reviewing your credit report, you can pinpoint these issues and determine which items need to be addressed. This critical step sets the stage for disputing and removing inaccurate information, paving the way for a stronger financial future.

Dispute

After identifying errors or unfair negative items on your credit report, the next step is to dispute them with the credit bureaus and creditors. This involves formally challenging any inaccurate, outdated, or unverifiable information that may be dragging down your score. By submitting disputes with supporting evidence, you can push for the removal or correction of these items. Successfully disputing inaccurate reports can lead to significant improvements in your credit profile, bringing you one step closer to financial stability.

Intervene

Once disputes have been submitted, the next step is to intervene by actively corresponding with credit bureaus, creditors, and other financial institutions. This process involves following up on disputes, requesting further investigations, and ensuring that all parties comply with consumer protection laws. In some cases, it may require negotiating with creditors or working with government agencies to resolve outstanding issues. By taking a proactive approach, you can push for timely corrections and removals, helping to restore your creditworthiness.

Engage

In cases where additional action is needed, the final step is to engage in strategic interventions to protect and improve your financial standing. This may include negotiating debt settlements, issuing cease and desist orders to stop unfair collection practices, or working with legal and financial professionals to resolve complex issues. By taking decisive steps beyond disputes, you can address deeper financial challenges, regain control of your credit, and work toward long-term stability.

Frequently Asked Questions:

How long does the credit repair process take?

The timeline varies based on your credit history and the complexity of your case, but most clients start seeing results within 30 to 90 days. Full credit restoration may take several months, depending on the number of disputes and interventions needed.

Can you guarantee that negative items will be removed from my credit report?

No company can guarantee removals, but we work diligently to challenge inaccurate, outdated, or unverifiable negative items. If an item cannot be properly verified by creditors or credit bureaus, it must be corrected or removed per federal law.

Will credit repair improve my credit score?

Removing inaccurate or outdated negative items can lead to credit score improvements, but the impact depends on your overall credit profile. We also provide guidance on building positive credit habits for long-term financial health.

Is credit repair legal?

Yes! Federal laws, such as the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA), protect your right to dispute inaccurate or unfair information on your credit report.

Can I repair my credit on my own?

Yes, but the process can be time-consuming and complex. Our team has the knowledge and experience to handle disputes, communicate with creditors, and navigate legal regulations, making the process faster and more effective.

What else can I do to improve my credit besides removing negative items?

In addition to credit repair, you can build positive credit by making on-time payments, reducing debt, keeping credit card balances low, and maintaining a mix of different credit types. We provide personalized strategies to help you achieve long-term financial success.

TESTIMONIALS

What Our Clients Are Saying...

Rashel N.

Thank you to Jessica and team for helping me and my fiancé get our credit scores up and on track. We can not thank the Better Qualified team enough for the continuous communication and quick responses when we needed help or had any questions. Beyond thankful someone introduced Better Qualified to us, always recommending them to whoever needs help with their credit.

Ian O.

I used this company in order to raise my fathers credit score which was in the low 400's and now in the 650 range. The staff is very professional and took their time in order to review collection accounts with me. In total my father had over 25+ collections removed from each bureau which took about a year. I am very pleased with their service. Just remember that the journey to a perfect credit score is not a race and it definitely takes time. You are in the right direction if you choose Better Qualified to represent you!

Lori D.

I had the pleasure of working with Jessica, Adrian, Sean, and Evhelyn while working with my best friend who is one of their clients. Their level of professionalism was above and beyond. I also watched my best friend’s credit score start to steadily rise because he followed their advice and they did all of things they said they would in order to help him.

I would recommend Better Qualified to anyone who needs honest, genuine, and trustworthy assistance with repairing their credit. I watched it first-hand and it works because they work for you. Best ever!!